Showing posts with label Finances. Show all posts
Showing posts with label Finances. Show all posts

Thursday, February 5, 2009

Parents Make Christian Education a Top Priority

Somehow they manage the costs
Wednesday July 23, 2008 -- Michelle Strutzenberger
Originally posted on the blog of the Ontairo (Canada) Alliance of Christian Schools

The Hendriks family in Fenelon Falls has made Christian education a top priority and one way or another, they are finding a way to manage the tuition costs.

“The thing that’s worked for us is to say, ‘We’re going to do it’ and then trust that we will be able to,” says Eleanor Hendriks, a parent of three who attend Heritage Christian School in Lindsay. “It’s worked out so far.”

Both Eleanor and her husband Steve come from a Christian education background, which has been a key factor in their decision to send their children to a Christian school.

Eleanor adds that they are also motivated by the attitudes and actions of their young children who are already reflecting the effects of a Christian education.

“The blessings that come from seeing our kids singing songs of faith and praying in school and having Christian friends and talking about faith and Jesus with their friends and with their teachers is very precious and it’s never been hard to choose Christian education first.”

The Hendriks family routinely makes choices to ensure they’re able to continue with Christian schooling; they drive older vehicles, never eat out, carefully budget for groceries, avoid elaborate entertainment and live with more debt than they’d like.

“Every time we make a (tuition) payment we think, ‘OK, we’ll trust for the next one. See if we can hang on for another month,’” says Eleanor, admitting it does get stressful at times.

Still, she doesn’t consider what they’re doing sacrificial, in the sense that they’re giving up a lifestyle they’d really enjoy for Christian education. Christian education is what they want, she says, and choices must just be made to make room for that decision.

At the same time, the Hendriks hope for a slight reprieve from the ongoing financial pressure. Steve, a social worker, is considering a move to a job that would ease the financial squeeze, even if it isn’t exactly his line of work. Eleanor is trusting her pottery business will expand to help cover costs as well.

The Hendriks family is not unlike many other families across the province who value Christian education so deeply that they will do what it takes to provide it to their children. They make the decision first for Christian schooling and then somehow find a way to make it happen.Anita Doppenberg, whose five children have attended Community Christian School in Drayton, also admits tuition has been a struggle, especially as they have strongly felt that she should remain at home.

But they’ve been able to manage on one income, partly through her husband working long hours, partly, she says, because “God’s providence has been very good to us.”

Michele Kapteyn also says God’s blessing in their lives have enabled her three children to attend Timothy Christian School in Barrie and now Unity Christian High School.

Her husband is a dairy farm owner and operator but despite the financial ups and downs that tend to come with owning a business the family has always managed to cover tuition.

“As much as we thought, ‘How are we going to do this?’ the money was always there and that was a real blessing,” says Kapteyn.

In recent years, she has taken on work outside the home to help handle the costs of two tuitions with the two oldest children in high school.

Kapteyn suggests that families consider out-of-the-box solutions to managing costs, from applying for Children First Grants to making use of the voucher incentive programs that some schools offer.

Her view is that the benefits of Christian schooling “far outweigh the costs.”

Wednesday, August 6, 2008

Affording a Christian School Education: Financial Assistance – Is It Available and Who/How Do I Ask?

John Fedele – National Director, DiscoverChristianSchools.com

As national director, one of the more frequent questions I receive from parents is “how can we receive financial assistance or aid to send our children to a Christian school.” This is an important consideration for many families as they look at the expense of a Christian school education in light of current economic conditions, rising prices, and especially if they want to enroll more than one child.

Let me first say that most Christian schools today offer some kind of financial assistance or financial aid program. Schools also may have multiple child discounts for families with more than one child. Each school is different, so a parent needs to inquire about financial assistance with each Christian school. Check with the admissions officer and if necessary speak to the administrator. I want to emphasize “needs to ask.”

In my experience as an Administrator and Development Director I have come across numerous parents who were either hesitant or did not ask because of not wanting to be viewed as needing financial assistance, or were simply “embarrassed” at the thought of asking. The purpose of a financial aid program is to assist parents, so why not inquire to see if you are eligible or even qualify?

Secondly, I have found that family members, (grandparents, in-laws, etc.) are many times looking for opportunities to bless someone in their immediate family. What can be more wonderful than helping a grandchild, nephew, niece or loved one receive a Christian education? It provides an opportunity to invest in the life of someone they truly love and care about. Your family members could be a great resource.

Thirdly, your church may have a scholarship fund or a program to assist parents who desire to educate their children in a Christian school. Don’t overlook your local church as a potential avenue of financial assistance.

In conclusion, I encourage parents to take these steps:

  1. Inquire at the Christian school about their financial assistance or scholarship programs. Ask the person in charge of admissions or the school administrator.
  2. Don’t rule out family members who may be able and wanting to assist you.
  3. Inquire at your local church about existing financial assistance programs or ministries.
  4. Get over any hesitancy or embarrassment on your part in asking, if you don’t ask, you may never be the recipient of a blessing!

Finally, make known your need to the Lord. Pray that He will supply the needed funding through his miracle power or through someone, He will!!

Tuesday, July 8, 2008

Can You Spare a Dime? "For a Double Mocha Frappicino Latte"

By Mark Kennedy, ACSI, Eastern Canada

To me one of the profound mysteries about the North American Christian community is, “How can so many people in two of the wealthiest nations the world has ever known say they can’t afford Christian schooling for their children?”

Now I know that there are low income families here who can barely afford the necessities of life let along Christian school tuition. But what about everyone else? Well thanks to the research of the Vanier Institute of the Family’s ninth annual report, I am beginning ‘to get it’.


The report entitled, “The Current State of Canadian Family Finance” points out that:

  • Since 1990, family debt has been rising seven times faster than household income—to the point that it is now equal to a record 131% of household incomes.
  • More families than ever are living well beyond their means, despite low levels of unemployment, modest wage gains and an 18% increase in real net worth since the year 2000.
  • Among Canadians earning a net mid-range income of about $60,000 annually, credit card debt has almost doubled from $12,000 in 1990 to over $22,500 today.
  • There has been a steep decline in the amount of money families are able to save annually from $7,000 in 1990 to about $1000 today.

It seems our income level is less of an issue than our level of spending. An increasing percentage of Canadian families are spending more than they earn annually and, for these families adding payments for Christian school tuition on top of everything else is an extremely unattractive prospect. So even if a family’s annual income is $1,000,000 they cannot afford Christian schooling if their yearly expenses are $1,300,000.

Click here to read the rest of the post on The Christian School Journal